Private net worth tracking, built in the EU
Your whole net worth, in one clear picture.
Track every asset and debt, watch the trend, and set goals, whether on your own or shared with family. Free, no ads, and easy to delete any time.
- 100% free
- No ads
- No bank login
Trusted by savers in the Danish FIRE community.
How it works
One line per account or asset: bank, investments, pension, property. Just names and balances, no bank login.
Pick a day, type in fresh balances. It takes about ten minutes, and that quiet check-in becomes the habit.
The chart, monthly and yearly change and your goal's timeline update on their own. You just keep an eye on the direction.
Privacy that's built in, not bolted on.
Most money apps want the keys to your bank. Worthbook never asks. We don't link to your accounts, we don't route your data through aggregators, and we have nothing to sell to anyone. You enter your own balances, and that small habit is where the real value sits: the people who keep an eye on their wealth are the ones who grow it.
No account linking and no third party in the middle. Getting started takes an email and nothing else. No phone number, no national ID.
Updating your numbers by hand keeps your goals in front of you. That quiet monthly check-in is the habit that builds wealth over time.
Worthbook shows no ads and sells nothing. Blur every figure with one tap, or delete your whole account and its history whenever you want.
Independently built in the EU.
Questions, answered
Do you connect to my bank?
No, and we never will. Worthbook has no bank integrations and no aggregator. You add and update balances yourself, so your banking logins stay strictly between you and your bank.
Is it really free?
Yes. Worthbook is free to use, with no ads and no data to sell. If we add optional paid features later, the core tracker stays free.
Who can see my numbers?
Your data sits in your own private account, isolated from every other user, and we never share or sell it. Because we never connect to your bank, there are no credentials to leak.
Where are you based?
Worthbook is built in the European Union. From your settings you can export everything you've recorded as a CSV, or permanently delete your account and its entire history, any time.
How do I get started?
Sign up with an email or Google, add your accounts, and enter today's balances. Most people are set up in a few minutes, then just check in once a month.
Why I built Worthbook
Hi, I'm Søren, a developer in Denmark. For years my wife and I tracked our net worth in a spreadsheet, until it got unwieldy and we still couldn't tell if we were on track. Every app I looked at wanted to connect to our bank, and I wasn't willing to hand over those logins just to see my own numbers.
So I built the tool I wanted instead: you type your balances in yourself, it shows where you're heading, and it never touches your bank. No ads, nothing sold, no investors to please. I run it because I use it every month.
Søren
Read the full story →See your whole financial picture, privately.
Free, no bank login, set up in minutes.